🤔 What should Aman do?
Tap your answer:
A UPI PIN should not be entered to receive a refund.
An unexpected link may take you to a fake website.
Open the organisation’s official app or website yourself, or contact it using independently verified details.
Never enter your UPI PIN merely to receive money.
What Just Happened?
The message promised Aman an unexpected ₹2,499 refund and tried to persuade him to follow a link and enter his UPI PIN.Instead of acting through the message, Aman chose to verify the claim independently using the organisation’s official app, website or verified contact details.
Remember This
🔐 Never share your UPI PIN with another person.Be cautious when an unexpected message asks you to click a link, install an app, scan a QR code or enter payment credentials to receive money.
Can You Spot Another Warning Sign?
Which part of Aman’s message should make you suspicious?
Which part of Aman’s message should make you suspicious?
A. The message mentions ₹2,499
❌ Not quite. The amount itself is not the main warning sign.
B. Aman wasn’t expecting a refund
🎉 Correct!
An unexpected refund is a warning sign. Verify it independently before clicking any link.
C. The message arrived on his phone
❌ Not quite. Receiving a message on a phone is normal.
Unexpected money + urgency + a link = stop and verify.
What Aman Does Next
Aman closes the message without clicking the link.He opens the payment app himself and checks his transactions. There is no ₹2,499 refund.He then checks the organisation through its official contact details. The message was fake.
You Just Avoided a Scam
Remember: Receiving money never requires you to enter your UPI PIN. Your UPI PIN is used when you authorise a payment.